Pradhan Mantri Jan-Dhan Yojana

Along with bank accounts, financial facilities such as debit cards, banking services, deposits, money transactions, insurance, pensions, etc. are to be provided to the people.  Besides, Pradhan Mantri Jan-Dhan Yojana is a mission of national financial inclusion.

 Anyone above the age of 10 can open a bank account under this scheme.

 The benefits associated with the scheme are as follows:

 Interest on the deposit

 Accident insurance cover of one lakh rupees

 No minimum balance is required, however, with the help of Rupee card, it is advisable to deposit a small amount to withdraw.

 Life insurance cover of Rs. 50,000.

 Money can be easily transferred across India.

 Beneficiaries of government schemes to deposit benefits directly in their account

 Will come.

 Overdraft facility will be provided after satisfactory transaction in the account for 6 months.

 Pension and insurance facility

 The following documents are required for Pradhan Mantri Jan-Dhan Yojana.

 If you have Aadhaar card, B document is not required.

 A certificate of current address is required if the address has changed.

 If Aadhaar card is not available then any one of the following government documents is required.

 Credentials

 Driving license

 PAN card

 Passport

 NREGA card

 Note: If these documents contain the applicant's address, this will serve as proof of identity as well as address.

 If any person does not have the above mentioned document, he / she can open an account with any document issued by the bank for the low risk category, a letter issued by the Gazetted Officer in which the photo of the person is also certified.

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The scheme will be implemented thro

ugh branches of nationalized and public sector banks, branches of co-operative banks, bank friends, business representatives etc.